The recent fluctuations in the mortgage market have left many homebuyers and enthusiasts wondering if rates have finally reached a plateau. While experts agree to disagree on the exact trajectory, there are signals suggesting that we may be nearing a bottom. Economic conditions indicate a potential shift in the pace of increases. Additionally,

Taking that leap and making an offer on a house is thrilling, but it can also be intimidating. There's a plethora of factors to consider when you're figuring out your price point. Do you go with the listing price? Lower it? Maybe look at something in between? You don't want to overpay, but you also don't want to lowball the seller and risk losin